Position details
TRAINEE FINANCIAL PLANNER
Location
Salary
Posted on
Reference
Salary
Posted on
Reference
Worcestershire
£35000 - £45000 21/10/2026
NJR17078
£35000 - £45000 21/10/2026
NJR17078
DESCRIPTION
Trainee Financial Planner
Location: Worcester based with Hybrid Working,
Salary: up to £45,000 (Experience dependant)
Working Pattern: Full-time, Permanent
NJR Recruitment is working with an established financial planning business who have an excellent opportunity for a Trainee Financial Planner to join their growing business. This is an excellent opportunity for someone with existing industry experience and a Level 4 qualification who is looking to develop in to be coming a Financial Planner and build your technical expertise, progress towards Chartered status and build a long-term career in financial planning.
You will be working closely with one of the Firm\'s Directors who will be working with you very closely and will involve attending Client meetings to gain valuable experience across technical analysis, suitability report writing, client relationship management, and the delivery of financial advice.
This role would particularly suit someone based in Worcestershire or the surrounding area who is comfortable travelling to meet clients.
The Role
As Trainee Financial Planner, you will support the development and delivery of tailored financial plans, helping clients understand their options and make informed decisions about their financial future.
You will analyse client circumstances, research appropriate financial solutions, prepare recommendations and support the implementation of agreed plans. Alongside developing your technical knowledge, you will build client-facing experience and begin establishing professional relationships to support your future career as a Financial Planner.
The successful candidate will be self-motivated, ethical and hardworking, with a genuine commitment to delivering positive client outcomes and contributing to a collaborative team.
Key Responsibilities
\" Analyse clients\' financial circumstances, including income, expenditure, assets and liabilities.
\" Complete and maintain client fact finds, ensuring information is accurate and CRM records are up to date.
\" Identify appropriate financial planning opportunities across pensions, investments, protection and wider financial strategies.
\" Develop comprehensive financial plans tailored to clients\' individual objectives and circumstances.
\" Research financial products and solutions to support suitable recommendations.
\" Prepare, review and amend suitability reports and supporting documentation.
\" Attend client meetings, both face to face and online, and help communicate recommendations clearly.
\" Support clients through the implementation of agreed financial plans.
\" Review and update financial plans as clients\' circumstances and objectives change.
\" Build strong, long-term client relationships to support retention and service quality.
\" Apply technical knowledge of taxation, including Capital Gains Tax, Inheritance Tax, income tax, trust taxation and pensions.
\" Interpret risk questionnaires to understand clients\' attitudes to investment risk and their financial objectives.
\" Use cashflow modelling to support financial planning, assess clients\' capacity for loss and help determine appropriate levels of investment risk.
\" Review internal investment and market briefings to support informed recommendations.
\" Maintain up-to-date knowledge of financial products, legislation, regulation and industry developments.
\" Develop professional connections and potential referral relationships through networking and other business development activities.
\" Ensure recommendations are appropriate, compliant and focused on achieving fair outcomes for clients.
About You
We are looking for someone who combines strong technical ability with a professional, client-focused approach and a genuine desire to progress within financial planning.
You will ideally have:
\" Previous experience within financial services, preferably in a financial planning or wealth management environment.
\" A minimum Level 4 financial planning qualification.
\" A strong desire to progress towards Chartered Financial Planner status, ideally with studies already underway.
\" Good technical knowledge of pensions, investments, taxation and financial planning strategies.
\" Experience or an understanding of suitability report writing and financial research.
\" An interest in cashflow modelling, investment risk and long-term financial planning.
\" Strong analytical skills and excellent attention to detail.
\" Clear and confident written and verbal communication skills.
\" The ability to build trusted relationships with clients and colleagues.
\" A proactive, organised and self-motivated approach.
\" High standards of honesty, integrity and ethical conduct.
\" A collaborative attitude and a genuine commitment to delivering excellent client outcomes.
\" A willingness to travel to client meetings and develop professional networks.
Professional Development
This role offers a structured opportunity to develop your technical knowledge and practical experience while working closely with an experienced financial planning professional.
You will gain exposure to a broad range of client circumstances and financial planning strategies, helping you build the skills, knowledge and expertise required to progress towards becoming a fully qualified Financial Planner.
Support for ongoing professional development and relevant qualifications is provided.
Salary & Benefits
\" Competitive salary, dependent on experience.
\" Annual bonus scheme, primarily linked to behaviours and professional standards.
\" 8% employer pension contribution.
\" Income protection.
\" Death in Service cover.
\" Private medical insurance.
\" Support for ongoing professional development and qualifications.
\" Hybrid working, with an expectation of attending the office a couple of days per week.
\" Flexibility to work remotely and attend client meetings as required.
Why Apply?
This is a fantastic opportunity for an experienced financial services professional to take the next step towards becoming a Financial Planner within a supportive and development-focused environment.
With direct exposure to client relationships, complex financial planning strategies and technical advice work, you will have the opportunity to strengthen your expertise, progress towards Chartered status and build a rewarding long-term career.
If you are ambitious, technically minded and passionate about helping clients achieve their financial goals, we would love to hear from you.
Apply today via NJR Recruitment or call quoting the reference NJR17078
Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer \'no\' to key screening questions, we may not be able to contact you.
Location: Worcester based with Hybrid Working,
Salary: up to £45,000 (Experience dependant)
Working Pattern: Full-time, Permanent
NJR Recruitment is working with an established financial planning business who have an excellent opportunity for a Trainee Financial Planner to join their growing business. This is an excellent opportunity for someone with existing industry experience and a Level 4 qualification who is looking to develop in to be coming a Financial Planner and build your technical expertise, progress towards Chartered status and build a long-term career in financial planning.
You will be working closely with one of the Firm\'s Directors who will be working with you very closely and will involve attending Client meetings to gain valuable experience across technical analysis, suitability report writing, client relationship management, and the delivery of financial advice.
This role would particularly suit someone based in Worcestershire or the surrounding area who is comfortable travelling to meet clients.
The Role
As Trainee Financial Planner, you will support the development and delivery of tailored financial plans, helping clients understand their options and make informed decisions about their financial future.
You will analyse client circumstances, research appropriate financial solutions, prepare recommendations and support the implementation of agreed plans. Alongside developing your technical knowledge, you will build client-facing experience and begin establishing professional relationships to support your future career as a Financial Planner.
The successful candidate will be self-motivated, ethical and hardworking, with a genuine commitment to delivering positive client outcomes and contributing to a collaborative team.
Key Responsibilities
\" Analyse clients\' financial circumstances, including income, expenditure, assets and liabilities.
\" Complete and maintain client fact finds, ensuring information is accurate and CRM records are up to date.
\" Identify appropriate financial planning opportunities across pensions, investments, protection and wider financial strategies.
\" Develop comprehensive financial plans tailored to clients\' individual objectives and circumstances.
\" Research financial products and solutions to support suitable recommendations.
\" Prepare, review and amend suitability reports and supporting documentation.
\" Attend client meetings, both face to face and online, and help communicate recommendations clearly.
\" Support clients through the implementation of agreed financial plans.
\" Review and update financial plans as clients\' circumstances and objectives change.
\" Build strong, long-term client relationships to support retention and service quality.
\" Apply technical knowledge of taxation, including Capital Gains Tax, Inheritance Tax, income tax, trust taxation and pensions.
\" Interpret risk questionnaires to understand clients\' attitudes to investment risk and their financial objectives.
\" Use cashflow modelling to support financial planning, assess clients\' capacity for loss and help determine appropriate levels of investment risk.
\" Review internal investment and market briefings to support informed recommendations.
\" Maintain up-to-date knowledge of financial products, legislation, regulation and industry developments.
\" Develop professional connections and potential referral relationships through networking and other business development activities.
\" Ensure recommendations are appropriate, compliant and focused on achieving fair outcomes for clients.
About You
We are looking for someone who combines strong technical ability with a professional, client-focused approach and a genuine desire to progress within financial planning.
You will ideally have:
\" Previous experience within financial services, preferably in a financial planning or wealth management environment.
\" A minimum Level 4 financial planning qualification.
\" A strong desire to progress towards Chartered Financial Planner status, ideally with studies already underway.
\" Good technical knowledge of pensions, investments, taxation and financial planning strategies.
\" Experience or an understanding of suitability report writing and financial research.
\" An interest in cashflow modelling, investment risk and long-term financial planning.
\" Strong analytical skills and excellent attention to detail.
\" Clear and confident written and verbal communication skills.
\" The ability to build trusted relationships with clients and colleagues.
\" A proactive, organised and self-motivated approach.
\" High standards of honesty, integrity and ethical conduct.
\" A collaborative attitude and a genuine commitment to delivering excellent client outcomes.
\" A willingness to travel to client meetings and develop professional networks.
Professional Development
This role offers a structured opportunity to develop your technical knowledge and practical experience while working closely with an experienced financial planning professional.
You will gain exposure to a broad range of client circumstances and financial planning strategies, helping you build the skills, knowledge and expertise required to progress towards becoming a fully qualified Financial Planner.
Support for ongoing professional development and relevant qualifications is provided.
Salary & Benefits
\" Competitive salary, dependent on experience.
\" Annual bonus scheme, primarily linked to behaviours and professional standards.
\" 8% employer pension contribution.
\" Income protection.
\" Death in Service cover.
\" Private medical insurance.
\" Support for ongoing professional development and qualifications.
\" Hybrid working, with an expectation of attending the office a couple of days per week.
\" Flexibility to work remotely and attend client meetings as required.
Why Apply?
This is a fantastic opportunity for an experienced financial services professional to take the next step towards becoming a Financial Planner within a supportive and development-focused environment.
With direct exposure to client relationships, complex financial planning strategies and technical advice work, you will have the opportunity to strengthen your expertise, progress towards Chartered status and build a rewarding long-term career.
If you are ambitious, technically minded and passionate about helping clients achieve their financial goals, we would love to hear from you.
Apply today via NJR Recruitment or call quoting the reference NJR17078
Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer \'no\' to key screening questions, we may not be able to contact you.
Apply Now
